Dalla sinergia tra Confindustria e la Rivista di Politica Economica nasce il progetto
Il sistema bancario italiano alla luce delle recenti novità normative europee

Antonio Marzano*,
“Sapienza” Università di Roma

Banking stability, development of credit and protection of savings are three priorities in the history of banking legislation. An overall analysis of the key historical events shows a tendency of change in those three priorities. Recently, the economic crisis and the continuous increase in bad loans should definitely lead towards a different banking business policy. On the other hand Governments and European institutions have been more focused on the stability of the banking system than on the development of credit and the protection of savings. “Bail in” is the latest event that proves this change in legislative strategies.

[JEL Classification:G28].

Keywords: banking stability; development of credit and protection of savings.